When preparing to run a stall at an event, insurance protection is essential. If your stall, equipment, stock or even you accidentally injure a member of the public or cause damage to their property through your business activities, they can make a claim against you for compensation.
Insurance for market traders and stallholders
As part of the Clear Group, we have access to services catering numerous industries, including insurance for market traders and stallholders. Designed by the insurer for stallholders at indoor or outdoor markets, events, exhibitions, festivals, craft fairs, farmers markets and car boot sales, Clear’s Marketline-branded solution can help provide you with the peace of mind you need to trade with confidence.
What covers can I include?
- Public liability insurance up to £10 million
- Product liability insurance is automatically included
- Employer’s Liability insurance can also be added (legally required even for unpaid volunteers on your stall)
- No limit to the number of markets and events you can trade at
- You are insured to trade anywhere within the EU
- A £100 excess applies to any claims for Third Party Property Damage
Public liability insurance for stallholders
Protect your business against claims made if your business activities have caused an injury or property damage.
Public liability claims can arise from any number of situations. For example, a customer at your stall might accidentally get injured by part of your stall falling on them. That’s why it’s important to have the right insurance cover in place so that both you and your business are protected financially should an insured event happen.
Our Marketline-branded public liability insurance can provide cover for up to £10million for any one claim.
Product liability insurance for stallholders
Product liability insurance can protect you against the cost of compensation for:
- Personal injury caused by a faulty product
- Loss of or damage to property caused by your faulty product
For example, a customer might accidentally fall ill with food poisoning or have an allergic reaction to something they ate from your stall.
Our Marketline-branded liability insurance automatically includes cover for products liability up to the same amount as for public liability.
Employers’ liability insurance for stallholders
If your market trader or stallholder business has employees, you may be legally required to have an Employers’ liability in place, even if they are just temporary workers or unpaid volunteers.
Employer’s liability insurance can protect your business against claims for compensation for any injury caused to an employee. For example, if an employee slips on a wet floor and injures themselves, they could make a claim against you for compensation.
Our Marketline-branded liability insurance allows you to include Employer’s Liability insurance for permanent staff, temporary staff, or both, and will automatically cover you for up to £10 million.
Get a quote
Start the process today by visiting our dedicated quote website where you can input your details and the level of insurance required.
Once the quote is displayed, read the important information documents provided and then decide if it’s the right policy for you. You can then pay securely online by card and get your proof of cover straight away.
Please note: Sometimes, we might not be able to give you a quote online straight away. This might be because we need some more information from you. If this is what happens, we’ll contact you about your quote either by phone or by email.
Supporting you, your people and your business
For general insurance queries, or to discuss an existing policy, contact the Councils team via [email protected].
To learn more about our offering for market traders and stallholders, visit Clear’s website or reach out to [email protected].
Looking for something else? Visit our additional services page.
