Employers Liability InsuranceThis covers employers for the costs of compensation claims resulting from their legal liability to employees for injury, illness or disease sustained at work. With some exceptions this is a legal requirement within Great Britain.
EndorsementA document that amends, alters or changes the cover provided by the standard policy wording or the details contained in the policy schedule.
ExcessThe amount you must bear yourself, before the insurers pay your claim.
ExclusionWithin a policy this is the provision which excludes an insurer’s liability in certain circumstances or for particular types of loss.
