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We’re committed to helping our customers understand insurance. Here’s a list of common words and phrases you will come across in your policy and when making your decisions.

All | A B C D E F I L N P R S U V

There is currently 1 entry in this directory beginning with the letter F.

Fair Presentation of Risk

A fair presentation of your risk must be made to insurers. It must disclose, in a manner that is reasonably clear and accessible, every material circumstance which is known or ought to be known by those responsible for arranging insurance, following a reasonable search. This is required by an insurer to help them understand the risks they are taking on. Normally a Broker would work with their clients to deliver this information to the insurance company.

Clear Councils is a trading style of Clear Insurance Management Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales number: 3712209 Registered office: 1 Great Tower Street, London, EC3R 5AA.

We are covered by the Financial Ombudsman Service. You can find out more at www.financial-ombudsman.org.uk.

Clear Insurance Management Limited also provide risk management services and guidance which is not regulated by the Financial Conduct Authority. Any protection provided by the Financial Ombudsman Service or the Financial Services Compensation Scheme does not apply to this specific business activity and we will inform you of this before undertaking the business activity.